Home Loan

Fincave offers you the best home loan rates on your existing Home Loan as well as for fresh Home Loan. They have given a credit score of 91% to this platform and have helped people like you get into their dream home.

The best part about Fincave is that it offers repayment tenure up to 30 years for people who choose a fixed rate loan. So, you can be sure of clear interest rates and long-term borrowing terms from Fincave!

Fincave makes getting funding easy for people who would struggle to get loans from other places because they have bad credit scores, short term cash flow, or any other issue which may make them ineligible for financing elsewhere. Therefore, Fincave can help you get out of tough financial situations without having to worry about credit scores, income, or expensive monthly payments.

Feature & Benefits

Quick process

Traditional lenders take long time to approve a housing loan. However, that’s not the case with Fincave.
If you are looking for a quick way to get approved for a housing loan, Fincave is one of your best options.

Digital Process

No Processing Fee

Lowest Interest Rate

We offer affordable housing loans with interest rates starting at just 8.39% p.a. Final rate offered derived from data on borrowing and repayment behavior, compiling a financial history and considering other factors like age, income, and employment status.

Flexible Tenure

Fincave provide easy repayment methods, including longer repayment tenure up to 30 Years. These options give borrowers a chance to avoid any hassle while they repay their home loan in installments without any extra interest / charges from bank.

Fast Sanction

The loan sanction letter is the official letter from your bank where they will provide all the details of your loan and it will be sent to you.
We are glad to inform you that we are very prompt in loan sanction.

EMI Calculator

Fincave EMI Calculator is a simplified and interactive calculator that allows you to calculate the amount of interest on your loan without doing any math.

Loan Amount

Interest Rate

Tenure

EMI:

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Total Interest Payable:

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Total of Payments (Principal + Interest):

0 FAQ's

For what purposes can I take a home loan?

Fincave offers home loans for buying an under construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution.

How do I repay my home loan?

You can repay your home loan through EMI. You may issue standing instructions to your banker to pay the instalments through ECS (Electronic Clearing System). The EMI amount will get auto debited from your bank account on the EMI due date.

Is there a tax benefit to a housing loan?

Yes. You can get tax benefits on your principal and interest Home Loans under the Income Tax Act 1961. The benefits may change each year so please speak with our CA to learn more about tax benefits that you might be eligible for on your loan.

What is encumbrance?

An encumbrance is a claim or charge on a property that results from liabilities like unpaid loans or bills. When searching for a home, it is important to consider properties that aren’t subject to any encumbrances.

When can I take out the loan disbursement?

You can take disbursement of the loan once the property has been technically appraised, all legal documentation has been completed and you have invested your Own Contribution in full.

Is the property required to be insured?

Yes. You will need to insure your property for fire and other hazards while the loan is being paid. The insurance policy should be titled to the Financial Institution.